Roseville Bankruptcy Lawyer - Lincoln, Rocklin & Surrounding Areas
Are you considering filing for bankruptcy because you are facing financial difficulties in your life? Financial difficulties come in many forms. Maybe you were laid off from work, your house is going into foreclosure, or you have acquired so much credit card debt and you are not quite sure how you are ever going to get out from under this financial mess. You are not alone. All you need to do is turn on the daily news or read the newspaper and see that foreclosures are on the rise and personal debt is a real problem.
Call a Bankruptcy lawyer today. 916.760.2400
Like most Americans, you probably thought that you could take care of your financial troubles on your own. However, if you find that that you cannot get ahead and that you are sinking more and more in debt, then you should consider speaking with an attorney to discuss your options.
Individual Analysis of you Situation
From my office in Roseville, California, I will analyze your financial situation and help you understand what are your options. You will learn what relief is available for you. For example, bankruptcy can give you a fresh financial start and stop creditor calls, prevent your car from being repossessed, and even stop a foreclosure or wage garnishments. You will also learn what bankruptcy cannot do. For example, you may not be able to eliminate the rights of "secured" creditors or discharge debts such as child support. However, because every case is unique, it is critical that you have any attorney who will analyze your situation to explain what can and cannot be discharged.
Chapter 7 and Chapter 13 Options Roseville lawyer Joshua Sutterfield will explain different options. One option to consider is a Chapter 7 proceeding. Generally speaking, a Chapter 7 option can completely wipe out your unsecured debt such as credit cards and medical bills, and allow you to keep certain "exempt" property. However, property that is not considered "exempt," may be sold and the proceeds of the sale given to your creditors. Another option is to file for Chapter 13. This option is appealing to individuals who do not qualify for a Chapter 7 or have mortgage defaults and are facing foreclosure on their home, or want to discharge debts that can be discharged in Chapter 13 and not in a Chapter 7.
Contact Us You will always be treated with respect and your call is completely confidential.916.760.2400.
DISCLAIMER: Please note that this site is not intended to offer any sort of legal advice. You have not established an attorney-client relationship with Joshua Sutterfield simply by accessing this website or by calling to set up an appointment. An attorney-client relationship is only created by a written fee agreement with Mr. Sutterfield.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. ____________________________________________________________________________________________
Provides legal services in Roseville, Sacramento, Folsom, Lincoln, Rocklin, El Dorado Hills, Elk Grove, Citrus Heights, Orangevale, Loomis, Granite Bay, Placer County, Sacramento County, and El Dorado County, California.
