The problems with the economy in the Sacramento region are placing many people and their families under tremendous financial stress. With both consumer debt and home foreclosures on a dramatic rise, many more people are considering filing for personal bankruptcy to help provide debt relief for their financial troubles. The Sacramento area in particular has seen rising unemployment and dramatic rise in foreclosures leaving many families concerned about their financial future.
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Are you struggling to pay your bills and worried what may happen?
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Do you have significant credit card debt and you are unsure if you can ever pay it back?
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Are you worried that you may lose your home to foreclosure?
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Are you tired of annoying creditor calls and want them to stop?
From my law offices in Roseville, California, I am attorney Joshua A. Sutterfield and I can help explain how a Chapter 7 or Chapter 13 personal bankruptcy can help you regain your financial stability and give you the peace of mind to move forward. Contact us to discuss your legal rights.
Call a Roseville Bankruptcy Lawyer today: 916.760.2400
We offer reasonable fees and flexible payment plans.
Bankruptcy Options
As a knowledgeable lawyer, I am committed to providing quality legal representation to help you understand what are your options. One option is a Chapter 7 proceeding. Generally, a Chapter 7 proceeding can completely eliminate your unsecured debt such as credit card debt or medical bills, and allow you to keep certain "exempt" property. However, property that is not considered "exempt" may be sold and the proceeds from that sale can be given to creditors. Another option is to file for Chapter 13 protection. This is an option for people who do not qualify for Chapter 7 or have mortgage defaults and what to stop a home foreclosure.
Bankruptcy May Offer You a Fresh Start
Many times financial problems are caused by events completely outside of a persons control, such as divorce, medical illness, a small business failure, being laid off from work, a weakening housing market and a downward shift in the economy. Whatever your situation is, it is important that you speak with an attorney to determine what is the right choice for you.
Contact Us For An Initial Consultation
Call a lawyer today to discuss your options. 916.760.2400
Serving the Roseville area including the cities of Lincoln, Rocklin, Sacramento, etc.
